Investing With Superannuation

Earn Up To 16% Per Year Fixed-Rate Returns, Through Your Super

Dear Hard-working Australian,

Whether you’re looking for a vehicle to maximise your super returns to set you up for a self-funded retirement or already retired, and looking for consistent cash flow, without going into debt, then this will likely be the one of the most exciting opportunities of your lifetime.

See most Aussies won’t appreciate how incredible this opportunity is, because quite frankly – they don’t appreciate or value their super anywhere near what they should.  For the average punter, their super is something off in the distant future that is ‘being taken care of’ or ‘already earning good enough returns’.  Then, when they start to approach retirement, the switch flips, and suddenly maximizing their returns becomes incredibly important.

But why is it so important to be thinking about your super returns right now?

Put simply, because most Aussies will NOT have enough to self-fund their retirement… Leaving them relying on a Government Pension of just $22,575.80 a year for singles, or just $34,034.00 a year as a couple…

ABS Data: Main Sources Of Income For Australian Retirees 2018-2019

Why Up To 50% Of Retiring Australians Rely On The Pension As Their Main Income Source

(A pension paying just $327.25 a week)

According to the ABS (Australian Bureau of Statistics) 2018-2019 report on Australian retirement, they found that the full single rate age pension only provides around 27% of full-time adult average weekly earnings. ABS (2018)

This same report that found that 49-50% of men, and 44-45% of women rely on this as their MAIN source of income.  Now, this could be an assumption – but I think it’s fair to say that if you’re reading this, you DON’T want to end up pension-reliant in retirement.

Chances are, you’ll want to spend your golden years in your own mortgage-free home, traveling and living your golden years to the fullest, and still having enough left over to give the kids a good head start!

Here’s a quick litmus test to tell if you’re taking your super seriously:

  • When was the last time you checked your super balance?
  • What is your current account balance (to nearest $1000)
  • Who is your super invested with (fund and account manager)?
  • What exactly is it invested in?
  • What are your current returns?
  • What is your current risk profile?
  • What is your forecasted retirement amount?

If you’re struggling to answer even one of these questions, then congratulations on receiving a well overdue wakeup call that will likely change the next 20-40 years of your life.

And FYI your current super fund probably doesn’t want you reading this!

How Much Do You REALLY Need To Self-Fund Your Retirement?

The short answer, is there is no ‘set’ amount…it will all depend on how you want to live.

However, according to ASIC’s (Australian Security Investment Commission) Money Smart Website there are some guidelines:

They recommend having around $888,240 as a single or a staggering $1,256,560 as a couple in your super for a ‘comfortable’ retirement.  While these figures are likely a shock to the system now, the frightening outlook is that this number may get much, much higher through inflation…

This graph indicates the Australian M1 Money supply over the last 10 years…

A graph that should ring warning bells for anyone who plans to retire in Australia, yet sadly means very little.

Here’s what it means in short:

The Australian M1 Money Supply has added nearly $1 Trillion dollars in just the last 10 years.  (To put that in perspective, that’s an increase of $1000 Billion dollars.)  Or around a 238% in money circulation…

So what affect does this have on your retirement?

It means that even if you do everything right, and accumulate the ‘recommended’ amount in your super, by the time you retire, this supposed nest-egg still may not be enough; severely jeopardising your life-long financial dream of retirement…

Leading to more years in the workforce, less to spend, and a dramatic shift in the retirement you deserve after a lifetime of hard work.

Australian M1 Money supply over the last 10 years
What can you do?

Self-Managed Super May Be The Only Solution…

When it comes to your super (and how it’s invested) you have 2 main options:

  1. Managed (where someone else invests on your behalf – through a traditional super fund)
  2. Self-Managed (where you invest your own funds – through a SMSF)

According to recent statistics released by the Australian Taxation Office (ATO), currently 26% of all super funds are self-managed (SMSF), meaning the majority, i.e. 74% of Australians are managed funds.

But which is the better option?

The following table outlines some ‘pros and cons’ for both:



SMSF Managed Super Funds (SMSF)


Now you’re probably wondering, what the better option is for you and your circumstances…

Again there’s no ‘right’ choice, as this will depend on you, your goals and your current financial position.

We believe managed funds are great for the average Australian who is looking for a simple, easy option that allows them and their investments to ‘coast’ along – achieving the average returns.

But, if you are looking to change your financial future and take control of where your super is invested, it’s potential returns and having choice/flexibility – than a SMSF may be the better option for you.

If you’re worried setting up an SMSF is daunting or complicated – at NGS Crypto, we have access to some of the countries leading SMSF specialist accountants and financial planners.

The first step in exploring this option is simply sitting down with a professional and working out if this is the right step for you.

And we’re here to help you every step of the way.

Hear Directly From NGS Members Who Have Gone Before You...

We're Experts

Why So Many Australians Have Switched Their Super To NGS Crypto

With fixed-returns on offer up to 16% and no on-going management fees for NGS members, it’s easy to see why so many people are exploring the idea of Digital Asset Mining through their super.

After all, these aren’t the sort of returns their used to getting in their managed funds…

(Which equal around 6-8% on average after all their fees are taken out)

Now while that may not sound like much, the difference in performance is on average around 7-10% more than the leading Australian super funds every single year.

The bottom line?

The difference in your overall retirement amount over 20 years would be around $ 1,811,309.

That’s an extra $1.8M – or around 2.4x the original amount by the time you retire, without any salary sacrifice, additional payments or other contributions it is purely the power of higher returns, and compound interest…

(Scenario based on $80,000/year 47-67 yrs old, starting balance $200,000 – NGS 0% fees @ 16% vs traditional funds 1% fees @ 9.5%)
Our Happy Clients

Actual Results From Clients Who Have Invested Their Super With NGS:


How Stephen Made Over $225,000 In Just Over 3 Years With NGS…

Stephen was a fairly experienced investor when he first heard about NGS. While the idea sounded good, like other members, he wanted to put our claims to the test, initially investing around $20,000 in Mid 2018.

Upon generating fantastic results on his initial capital (approximately 96.52% ROI), he made the decision to invest approximately $150,000, around 5 months later. To date, this IMA has generated Stephen around $143,259.62 – a phenomenal 96.72% return on initial capital.

With the wind at his sails, in late 2019 he made the call to setup an IMA within his Superannuation. In less than 2 years, he’s been able to generate around a 64.47% – giving him an average return of  approximately 32.24% per year…

We’re incredibly thankful for Stephens faith in NGS, and grateful to have been part of his journey. We wish him and his family continued success, and can’t wait to see the evolving effects on his financial future and retirement.

Invested WithCash & Superannuation
Total Agreements4
First AgreementJuly 2018
Starting Amount$19,898
Total Invested$267,990.92
Currently Invested$248,092.92
Withdrawals To Date
Withdrawn11.97573752 BTC
Approx. Value$156,232.81
Current Position
Current Balance2.22919656 BTC
Current Approx. Balance$70,725.27
Overall Position
Total Rewards14.20493408 BTC
Total Gain$226,958.08
Overall Position$494,949.00
Total ROI84.69%
Shane & Eliza

How Shane & Eliza Generated over $206,000 With NGS In Just Over 3 Years…

Shane & Eliza first got involved with NGS in mid-2018, starting with a small amount of $1000. Within just 2 months, they were so impressed with the returns that they went ahead with their 2nd IMA – this time, with a larger amount of $40,000.

Over the next 6-8 months, their investment continued to grow, to date generating approximately 142.89% returns on their initial $40,000. After achieving such staggering growth, Shane & Eliza made the decision to transfer their super over – signing a 3-year (36 month) agreement, worth $150,000

Shane & Eliza have since invested a further $40,000 cash through a 4th IMA in early 2021 and are showing no signs that they’re done there. We’re incredibly thankful for Shane & Eliza’s continued support, and ecstatic that they’ve been able to substantially fast-track their financial future, goals, and retirement through Digital Asset Mining.

Invested WithCash & Superannuation
Total Agreements4
First AgreementJune 2018
Starting Amount$1000.00
Total Invested$231,000.00
Currently Invested$231,000.00
Withdrawals To Date
Withdrawn9.11365575 BTC
Approx. Value$171,804.02
Current Position
Current Balance1.08297514 BTC
Current Approx. Balance$34,359.34
Overall Position
Total Rewards10.19663089 BTC
Total Gain$206,163.36
Overall Position$437,163.36
Total ROI89.25%

How Christine Made 81.36% On Her Super In Just Over 2 Years…

After being made aware of digital assets and cryptocurrency by friends at work, Christine did have an understanding of them, however, had never been involved. After getting a call from NGS, she decided to get involved with a small $500 investment. While this ‘throwaway’ amount didn’t seem like much to Christine, in under 3 years, it has generated a staggering 181.58% ROI.

But it didn’t take Christine that long to realise that the system was working. After just 8-months as an NGS member, she was confident enough in the returns to invest a further $120,000 using her superannuation. With a total return to date of approximately $98,534.57 or around 81.77% Christine has come a long way from her $500 initial IMA.

Invested WithCash & Superannuation
Total Agreements2
First AgreementNovember 2018
Starting Amount$500.00
Total Invested$120,500.00
Currently Invested$120,500.00
Withdrawals To Date
Withdrawn2.03377396 BTC
Approx. Value$64,525.14
Current Position
Current Balance1.00050000 BTC
Current Approx. Balance$34,009.43
Overall Position
Total Rewards3.03427396 BTC
Total Gain$98,534.57
Overall Position$219,034.57
Total ROI81.77%

From $500 to over $340,000 Invested With NGS In Just Over 3 Years…

Mark started with NGS in January 2018 with just a small $500 investment. Feeling a bit hesitant about the process, returns and cryptocurrency in general, he invested an amount he felt ‘comfortable to lose’. After understanding the system, how and where his returns were paid, and seeing first-hand the results, Mark realised that he could replicate these results with a greater investment. Feeling more confident, he invested what he considered her first ‘real amount’ – investing $50,000 in cash.

After another year of consistent, high-returns, Mark began exploring the process of investing with his superannuation. After being put in touch with our trusted partners, Mark was able to set himself up with an SMSF (self-managed super fund) and invested around $118,000 of his super, over 2 IMAs (Initial Mining Agreements).

Over the last 2 years, Mark has continued investing with NGS – putting another $160,000 in cash into 3 new IMAs. From starting with a small investment of just $500, he has now invested over $340,000 across 10 agreements…the results speak for themselves.

Invested WithCash & Superannuation
Total Agreements10
First AgreementJanuary 2018
Starting Amount$500.00
Total Invested$341,499.61
Currently Invested$289,247.61
Withdrawals To Date
Withdrawn9.52792567 BTC
Approx. Value$72,214.26
Current Position
Current Balance6.64796013 BTC
Current Approx. Balance$210,918.50
Overall Position
Total Rewards16.17588580 BTC
Total Gain$283,132.76
Overall Position$572,380.37
Total ROI82.91%

From Initial $2000 to over $250,000 With NGS In Just 26 Months…

Dave first heard about NGS is early 2019, setting up an Cash IMA of $2000 to test the system. After being convinced by the results, Dave went on to invest a large portion of Super in another IMA valued at $165,000 in Mid 2019. In around 2 years, this investment has yielded around $80,000, or an approximate return of 48.64%.

After testing, and proving the NGS model, Dave has continued to invest – setting up a further 4 IMAs, worth around $90,000. We’re thrilled that Dave has been able to generate such fantastic results, and wish him all the best in his performance moving forward.

Invested WithCash & Superannuation
Total Agreements6
First AgreementFebruary 2019
Starting Amount$2000.00
Total Invested$256,671.00
Currently Invested$120,500
Withdrawals To Date
Withdrawn4.60385621 BTC
Approx. Value$86,013.54
Current Position
Current Balance0.24763962 BTC
Current Approx. Balance$7,856.81
Overall Position
Total Rewards4.85149583 BTC
Total Gain$93,870.35
Overall Position$350,541.35
Total ROI36.57%

Kylie Invests $198,000 Of Super Over 8 Months, Makes 45.39% ROI

When we first spoke to Kylie about Digital Asset Mining, NGS, and the prospect of getting involved in blockchain, she was very interested. Knowing that she needed more in retirement, Kylie quickly went on to setup her first IMA through his super, with an initial investment of around $178,000. Within the next year, she rolled another $20,000 into her 2nd IMA. In under 2 years, she’s been able to mine around 3.78720570 BTC – giving her an approximate return to date of around 45.39% (or approximately $90,000).

With his year-on-year returns generating around 22.7%, Kylie is well on her way to achieving her financial and retirement goals years faster, through NGS Digital Asset Mining.

Invested WithSuperannuation
Total Agreements2
First AgreementNovember 2019
Starting Amount$178,006.00
Total Invested$198,006.00
Currently Invested$198,006.00
Withdrawals To Date
Withdrawn2.09991390 BTC
Approx. Value$20,119.42
Current Position
Current Balance1.68729180 BTC
Current Approx. Balance$69,749.66
Overall Position
Total Rewards3.78720570 BTC
Total Gain$89,869.09
Overall Position$287,875.09
Total ROI45.39%
Tom & Diana

Tom & Diana roll $278,000 Of Super Into Mining Agreement…

Being a high earning family, Tom & Diana were looking for stability for their capital and a way to diversify their risk against their existing investment portfolio. After discussion with their NGS account representative, they came to the decision that the best way to invest would be using their superannuation. Opting to invest in a ‘Sun’ package, their initial investment was $278,000.

After setting up their account in August 2020, Tom & Diana were able to capitalise on the rise in BTC price, issuing their first withdrawal 6 months later for approximately $43,600 – a nice return on their short-lived investment.

Since then, in just under 12-months, they’ve been able to generate an approximate gain of $62,500 – giving them a fantastic 22.49% ROI on their investment in under a year.

While this was just their first IMA, we hope that Tom & Diana will continue to see fantastic returns, and we have greatly appreciated their trust in partnering with us.

Invested WithSuperannuation
Total Agreements1
First AgreementAugust 2020
Starting Amount$278,000
Total Invested$278,000
Currently Invested$278,000
Withdrawals To Date
Withdrawn1.25340375 BTC
Approx. Value$46,854.99
Current Position
Current Balance0.49347415 BTC
Current Approx. Balance$15,656.36
Overall Position
Total Rewards1.7468779 BTC
Total Gain$62,511.35
Overall Position$340,511.35
Total ROI22.49%

Michelle starts with a $1000 agreement, rolls over $180,000 Super With NGS…

Even though Michelle was introduced to NGS by a friend, she still lacked a bit of faith in the process, cryptocurrency and the promised returns. Starting with a small amount of $1000, she invested an amount she could afford to lose – not thinking much of it at the time.

Flashing forward 9-months, Michelle’s perspective had completely shifted. She was sold on NGS, she had established a great relationship with her account manager, and was confident she could replicate similar results, with a larger amount.

Over the next 18 months, Michelle would go on to setup an SMSF, and invest $180,000 of her super with NGS. Though her terms are still maturing, Michelle has been able withdraw over $53,000, and still has around half a Bitcoin in her account!

Invested WithCash & Superannuation
Total Agreements3
First AgreementSeptember 2018
Starting Amount$1000.00
Total Invested$181,000.00
Currently Invested$181,000.00
Withdrawals To Date
Withdrawn2.80826894 BTC
Approx. Value$53,309.96
Current Position
Current Balance0.49809020 BTC
Current Approx. Balance$15,802.81
Overall Position
Total Rewards3.30635914 BTC
Total Gain$69,112.77
Overall Position$250,112.77
Total ROI38.18%

NGS vs Other ‘Traditional’ Investment Vehicles

Digital Asset MiningPropertySharesCrypto investmentPrecious MetalsBondsCash
Produces Capital GrowthYesYesYesYesYesNoNo
Average Growth (over 10 years)100% +6-7%4-5%100% +1.97%NA-1.90%
Produces Yield (cashflow)YesYesSometimesNoNoYesNo
Average Yield10-16%4-6%2.5-4%NoneNone1-1.5%None
Fixed Rate Of ReturnsYesNoNoNoNoYesNo
Debt RequiredNo DebtHigh DebtNo DebtNo DebtNo DebtNo DebtNo Debt
Risk Of Market VolatilityLow-ModerateLow-ModerateModerate-HighExtremeModerateLow-ModerateLow-Moderate
Management RequiredLowModerateModerateHighLowLowLow
Associated CostsNoneHighModerateNoneNoneModerateNone
Security RiskLow-ModerateLow-ModerateLow-ModerateModerate-HighLow-ModerateLowLow
Liquidity (ie able to be easily disposed of)MinutesWeeks/MonthsDaysMinutesDaysYearsMinutes
Payment FrequencyDailyWeeklyQuarterlyNANA6-MonthlyNA
Risk LevelLow-ModerateModerateModerateHighLow-ModerateLowLow
Physical / TangibleNoYesNoNoYesNoYes

Now, if you’re reading this, chances are if you could invest in something that generated 16%pa, it would be a no-brainer.  But after working with clients all across Australia, we know that members can be hesitant to roll their nest-egg of superannuation into something new. And being a technological product, most people are worried about it being complicated, or that they won’t understand it.

After all, this is your retirement we’re talking about…and we get that.

This is why we advocate our 7 consumer protection policies

See what our other happy clients are saying

What can we offer you?

The 7 Ways NGS Crypto Protects You & Your Capital…

At the end of the day, there are likely 2 things you’re concerned about when it comes to getting started with NGS Crypto:

  1. We won’t be able to generate the returns we promise
  2. We will lose or jeopardise your super balance, decimating your retirement

And let’s be honest, it’s almost certainly the second reason that is the major concern…

At NGS Crypto, we take our client relationships, and their futures VERY seriously.

In fact it’s why we’ve structured all of our packages around 7-key policies, designed to protect our members and give them assurance that they’re in safe hands.

100% Capital Refund Policy
Upon the completion of your term, we promise to refund 100% of your initial capital – just like a term deposit.
Unprofitability Refund Policy
If for some reason, Digital Asset Mining becomes unprofitable and we are unable to maintain your current returns, we will refund 100% of your initial investment.
Fixed Return Policy
Once an agreement is signed, we promise to pay you the minimum-fixed rate of returns as stated in your contract. Meaning your returns are locked in at a fixed-rate and will not fluctuate over the course of your agreement.
Daily Payout Policy
Worried you’re not going to see your returns for 6-12 months? Not with NGS. Our payouts are calculated and paid into your account daily – where you can withdraw or transact with them at any time.
Cold Vault Storage Policy
We promise to store all digital assets, offline in cold-storage wallets. This ensures all client assets are protected from any cyber-security hacks or breaches.
No Speculation Policy
We promise not to speculate a cent of your capital to buy, sell or trade digital assets. All funds are used purely for mining facilitation, which allows us to make money based on mathematics, not hope, keeping your capital safe and secure.
Above Reproach Policy
We promise to always adhere to and operate in a way that ensures NGS is compliant, regulated and ‘above-board’ within all Australian government policy. This is done to assure all existing and future members of NGS Cryptos commitment to ethical and honest operation.

Here’s the long & short of what it means when you invest with NGS Crypto:

Your capital is refunded in-full at the end of your term.

It isn’t put into market, or speculated with – it is invested into mining transactions…transactions that we can calculate ahead of time, whether or not they’re profitable. And if they’re not, or digital asset mining becomes obsolete or restricted, we have a fall back for that too…

Again, we’ll refund 100% of your initial capital. Meaning that if it goes well, you get your money back.  And if it doesn’t, you get your money back. All the while, you’re receiving daily payouts into your account, which are locked into a fixed-rate of returns. So there’s really only 1 question left to answer…

What have you got to lose, by simply exploring this a little further?

Speak To Us Today About Getting More Out Of Your Superannuation

Whether you’re looking to get started, or just want to ask a few questions, we have a team of experts who can help guide you every step of the way. Here’s just some of the ways they can help you…

  • Find out, to the dollar, exactly how much you can potentially earn with NGS Crypto on a daily, weekly, monthly or annual basis.
  • Receive a ‘numbers-driven’ forecast on your potential superannuation returns over the next 3-5 years.
  • Get a step-by-step breakdown of Digital Asset Mining, NGS Crypto, our business model, packages, returns and features.
  • Find out more information on setting up a Self-Managed Super Fund (SMSF)
  • Sit down with a blockchain mining & cryptocurrency expert, who can help you better understand the Digital Asset Space.
  • Find out exactly how we ‘safeguard’ your super when you invest with NGS.
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